08:55 Chairman’s Welcoming Address:

David Parker
Director
Polymouth Consulting (U.K.)

Outlining the current trends and future opportunities for the payment industry in India

09.00 Studying the changing landscape of the non-cash payment space in India

• Showcasing the recent developments in the Indian payment industry
• Learning the role of non-cash payments in ensuring enhanced security of transactions
• Reviewing the need for reducing economic risks through the implementation of state-of-the-art, modern payment systems

Ashish Das
Professor Department of Mathematics
Indian Institute of Technology Bombay

09.30 Redesigning the Payments Systems for a Cashless Contactless World

• Why India should leapfrog from mag stripe to Contactless Smart Card and NFC
• Innovating for convergence and integration
• Building the infrastructure

Rajesh Vaish
Payment Systems Consultant
(Ex-IT Facilitator State Bank of India)

10.00 Looking beyond consumer payments

• Assessing opportunities in payments for the commercial segment
• Scaling prospects of payments in the Government sector
• Gauging opportunities for payments in the SME space

Discussing some of the challenges facing a rapidly growing payments industry

11.00 Addressing the difficult question of having an alternative solution to "sunset" legacy based Payment Switch Systems

• Mapping Information Technology department's time to market response to innovative product development and launch
• Evaluating inflexibility with legacy based payment switch systems
• Reducing total cost of ownership (TCO) with proven high throughput flexible next generation payment switch solution
• Developing flexibility with platform-independent open standards payments solution with SDK environment to self manage devices or external interfaces
• Driving competitive advantage through payment system transformation

11.30 Discussing the challenges and opportunities in developing policies to curb money laundering

• Enforcing legal controls that require transaction processors to prevent, detect and report money laundering activities
• Understanding know your customer (KYC) guidelines to detect suspicious transactions
• Enhancing due diligence to help identify the priority of risks related to risks pre, during and post payments

Sadiq Khatri
Head of AML/ Compliance/ Risk
Barclays Bank

12.00 Presentation by Progress Software

12.30 Panel Discussion: Ensuring the security of all stakeholders involved in a transaction

• Defining the security aspects required for a secure transaction
• Protecting against identity thefts related to credit cards and e-payments
• Discussing international protocols of a secure online payment transaction

14.00 Preparing Indian banks for transition to the International Financial Reporting System (IFRS)

• Evaluating the challenges in converging Indian Accounting Standards (Ind-AS) with IFRS
• Discussing the opportunities created by Ind-AS for Indian companies
• Establishing accounting standards for customer loyalty programmes – IFRIC 13

Yagnesh Desai
C.E.O.
Y.M. Desai and Co.

14:30 Improving payment card data security with the application of Payment Card Industry Data Security Standard (PCI DSS)

• Establishing security parameters to protect card holder data
• Discussing the roles of all stake-holders involved in payment card processing and also entities that store and process card holder data
• Showcasing the relationship between PCI DSS and Payment Application DSS (PA-DSS)

Sameer Ratolikar
Chief Information Security Officer
Bank of India

15.30 Case study: Loyalty programs – Rewarding your customers

• Incentivising customers with rewards and discounts to use credit and debit cards
• Increasing customer base for cards by means of loyalty programs
• Helping companies and individuals cut costs by promoting the use of loyalty cards

Avinash Godkhindi
Chief Executive Officer
Zaggle Prepaid Ocean Services Ltd.

16.00 Assessing the role of business intelligence (BI) in improving the efficiency of the Indian payment industry

• Identifying and integrating key performance indicators
• Evaluating the importance of utilising BI for uniform and accurate payment data collection
• Using BI industry wide to drive efficiency and performance in a payment operation
• Understanding the importance of monitoring performance as an important tool to ensure maximum efficiency of payment infrastructure

Bhavesh Lakhani
Senior Vice President and Head – Quality
HSBC Bank Plc.

16.30 Panel discussion: Confirming the role of non-cash transactions in ensuring financial inclusion in India

• Determining how non-cash frameworks can reach out to people in the remotest areas
• Using non-cash payments to increase transparency and accountability
• Leveraging on vast mobile penetration to reach out to people across India

17.00 Open floor: Q & A round

• This session will include the use of a roaming microphone and will allow delegates, speakers and sponsors to ask questions to each other in an open forum. This is a great opportunity for attendees to ask questions specific to their industry, project or challenges.

17.30 Chair’s closing comments

David Parker
Director
Polymouth Consulting (U.K.)